Adoption (3) Globalization (2) Small business (2) Research (2) Political science (2) Globalización (2) Empresa (2) Evidencia (2) Factores (2) Gestión (2) Europeos (2) Estudio (2) Pequeñas y medianas empresas (2) Investigación (2) Adopción (2) Política (2) adoption (2) secteur des services (1) risque (1) activité bancaire (1) taux (1) Control (1) Cell phones (1) Risk (1) Manufacturers' agents (1) Developing countries (1) Commission merchants (1) Banks and banking (1) Accounting (1) Opportunity (1)