changement technologique (3) activité bancaire (3) innovation (3) développement économique (3) Technological innovations (3) Mortgages (3) Financial institutions (3) Finance (3) Economic development (3) Deposit banking (3) Savings and loan associations (3) Banks and banking (3) Finance (3) épargne (2) risque (2) association (2) papier (2) investissement (2) effet (2) Corrupt practices (2) Corruption (2) Corporate governance (2) Stability (2) Social groups (2) Risk (2) Paper (2) Organization (2) Markets (2) Evidence (2) Corporations--Finance (2)