De la rente au crédit hypothécaire en période de transition industrielle. Stratégies familiales en région liégeoise au XVIIIe siècle

Résumé En

From Annuity to Mortgage in Period of Industrial Transition : Family Strategies in the xviiith Century in the Region of Liege. Loans in the European countryside represented an essential instrument of credit in the modern era. Within the context of the Liege region of Belgium the first on the continent to become industrialized, an analysis of the XVIIIth century enables us to state that on the macro-economic level, it fits in perfectly with the regional and economic structures and conjunctures, which evolution it reflects even with regard to its most modern notably postindustrial facettes. On the micro-economic level, an analysis of the individual portfolios of the participants in the loan market nevertheless obliges us to nuance our first impressions both with regard to the extent of the phenomenon as concerns number and characteristics of the participants, who seem rather to be local and traditional if not patriarchal in nature than modern and motivated by an enter prising spirit. Finally, it raises the question of the co-existence of different types of credit space, of the characteristics and of the bridges which link them together.