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1 décembre 2019
- handle: 10670/1.bvcsmm
Ce document est lié à :
10.4067/S0718-52862019000200245
info:eu-repo/semantics/openAccess
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Eva Boj et al., « Economic indicators for automobile claim frequencies », Estudios de economía, ID : 10670/1.bvcsmm
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Résumé
: This article examines the relationship between observed claim frequencies in the automobile insurance line and the evolution of selected economic magnitudes. From a variety of economic variables, we aim to identify the main factors affecting claim frequencies, while controlling for other legislative and demographic factors. Through a dynamic regression model, the analysis is conducted for three different categories of vehicles and for a variety of coverages. A comprehensive dataset from the main Spanish insurance companies is used to calibrate the model. The evidence might assist companies to improve ratemaking.