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1 septembre 2012
- handle: 10670/1.ve4rlj
info:eu-repo/semantics/openAccess
Mots-clés
Lending Groups Microfinance Multilevel FrameworkSujets proches
Microenterprise lending Microcredit Micro-finance Microlending Borrowing Lending Loans for consumptionCiter ce document
Diego Marconatto et al., « Expanding the core insight of microfinance lending groups: towards a new multilevel framework », Economia Global e Gestão, ID : 10670/1.ve4rlj
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Résumé
The lending groups (LGs) have been created upon the insight that their arrangement has the capacity to reduce the information asymmetry and enforcement problems which drive poor borrowers out of traditional banks. We aim to expand on this insight, proposing that the success of LGs depends not only on their structural arrangement, but also on the positive configuration of their macro (institutional environment), meso (borrowers social networks) and micro contextual levels (cognitive frameworks of borrowers and microfinance institutions (MFI)s key workers). We present seven effects that connect all three levels in a tentative multilevel framework and provide a real example of how the model works.