Voluntary health insurance markets in France: . Economic rationales and legal mechanisms Les marchés de l'Assurance santé privée en France : Logiques économiques et dispositifs juridiques
Fiche du document
22 février 2022
- handle: 10670/1.y65ub6
- hal: hal-03584803
info:eu-repo/semantics/OpenAccess
Mots-clés
I - Health, Education, and Welfare/I.I1 - Health/I.I1.I11 - Analysis of Health Care Markets I - Health, Education, and Welfare/I.I1 - Health/I.I1.I18 - Government Policy • Regulation • Public Health K - Law and Economics K - Law and Economics/K.K3 - Other Substantive Areas of Law K - Law and Economics/K.K3 - Other Substantive Areas of Law/K.K3.K32 - Environmental, Health, and Safety LawSujets proches
Legislative acts Legislative enactments Acts, Legislative Enactments, Legislative Laws (Statutes) Prepaid medical care Medical care, Prepaid Health plans, Prepaid Medical insurance Insurance, Health Prepaid health plans Sickness insuranceCiter ce document
Philippe Batifoulier et al., « Les marchés de l'Assurance santé privée en France : Logiques économiques et dispositifs juridiques », HAL-SHS : droit et gestion, ID : 10670/1.y65ub6
Métriques
Partage / Export
Résumé
In France, there are two types of health insurance: compulsory public health insurance and voluntary private health insurance which is organized as a market. This paper deals with private health insurance. We define the market place (position and scope) according to two criteria. On the one hand, the standardization or differentiation strategies of the insurance companies, which structure competition through quality and innovation. Secondly, the type of pooling (or mutualisation) at work in insurance contracts, distinguishing between commercial pooling and solidarity-based pooling. We draw up a typology of four "ideal-type" market configurations: residual market, educated market, polarized market and autonomous market.