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2021
- handle: 10670/1.yqzoot
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Sujets proches
Phones, Cell Mobiles (Telephones) Cellphones Cellular telephones Cell telephones Cellular phones Cellular radio Wireless phones Mobile phones Telephones, Cell Haptics Feeling Haptic sense Tactual perception Tactile perception Products, Manufactured Manufactured goods Products Manufactured products Natural scenery Countryside Landscape Scenery Scenic landscapes Case Underdeveloped countries Third World Emerging nations NICs (Newly industrialized countries) Fourth World Global South Underdeveloped areas Newly industrialized countries Least developed countries LDC's Less developed countries Newly industrializing countries Economically advanced nations Industrialized countries Industrial societies Industrialized nations Economically advanced countries First World Advanced countries Developed nations Advanced nations Industrial nations Industrial countries paysage représentation du paysageCiter ce document
Arvind Ashta et al., « Lessons from an Incumbent taking over a challenger », Entreprendre & Innover, ID : 10670/1.yqzoot
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Résumé
Neobanks are recent innovations in the financial landscape. They usually offer a limited range of financial products through mobile phones. This interview with the president of Nickel, France’s leading neobank, finds that it relies on a physical distribution network of tobacconists and is aimed at the financially excluded. Low costs and a human touch allow the challenger to squeeze through the incumbent banks and the other fintech challengers. The case study shows that Gandhian innovations are not restricted to developing countries and can emerge in developed countries too.